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Why Partner With Diamond Financial Services

PARTNER WITH DIAMOND FINANCIAL

AND RECRUIT THE EXPERTISE YOU NEED!

We are specialists in SBA financing. Under the current economy and based on the favorable terms offered, SBA is clearly the best option to obtain business financing. We are not the direct lender but we work with some of the leading financial institutions. We know which offices aggressively are dedicated to committing to SBA loans. Unlike many in the industry, we do not charge any upfront commissions for our expertise and work on your application. We will help you:

Professionally package the loan application: Whether it is to prepare the application, request sufficient documentation, preparing sales projections or the write-up of convincing summaries, Diamond will assist the buyer in presenting a package lenders will take seriously.

Structure: Business and loan structure, partner relationships, and ability to emphasize strengths over weaknesses are just some of the issues. Diamond Financial works with the buyer to structure the loan in a palatable and positive way so the loan application has the best chance for approval.

Develop and Analyze Business Projections: Revenue and sales projections need to be prepared in a convincing and realistic way to achieve success. These loans are cash flow driven meaning there needs to be sufficient expected revenue over expense ratios so loan obligations can be met.

Effectively Communicate the Merits of the Loan Application: We talk directly to the underwriters not the loan processors. We know what is important to our lenders and we keep the loan moving in order to speed up the loan process. We know what concerns our lenders and our experience in working out issues or obstacles can be invaluable to your buyer! Our daily experience in working with loan officers helps them in many ways. We have easy access, solid on-going communications, professional credentials and a mutual confidence level with lenders that produces results and commitments. We know what our lenders are looking for and expect!

Selecting The Right Lender: There are many written and unwritten guidelines that really determine the lenders sincere interest in your application. By working with our lenders on a day-to-day basis, we know if there are changing guidelines or criteria that may help or hurt your chances. Our pool of leading nationwide lenders gives us many financing alternatives. Our creative solutions, to structure and financing and our knowledge of where to place applications is why we will get the best and quickest results!

Diamond Financial can help your buyer secure financing for loans of $200,000 to $3 million for Business Acquisitions & Start-Up locations. We add working capital and closing costs into the loan in order to reduce the impact of capital needs for the business. We will assist them in pulling together all necessary documents, critique your application, and speed up the process from loan application to loan commitment improving your chances of securing the loan!

WHY LOANS GET DECLINED:

Loans are initially declined for many reasons. They usually stem from the borrowers inexperience and lack of knowledge of the loan process and criteria. If they have limited experience in applying for a business loan, you may experience the following:

--- UNCERTAINTY OF LOAN REQUIREMENTS – Do they really understand the bank or financial institution requirements to successfully get the loan approved?

--- POORLY PACKAGED LOANS – Do they have the knowledge and ability to professionally present a loan package worthy of full consideration?

--- INABILITY TO TALK TO LOAN OFFICERS – Do they understand the guidelines and concerns that underwriters have in evaluating the merits of their loan application? Do they know the people they are talking to?

--- WRONG SOURCE - Banks are always willing to look at your application, but will they approve it? Can they possibly know or understand their written and unwritten priorities and ever-changing policies or guidelines?

WE’RE NOT JUST ANOTHER LENDING SOURCE

Call us toll free at (855) 822-2722 * www.sbaloans123.net